Brilliant! I think there is also a case to be made for convergence of physical (visible) and invisible infrastructure to drive growth which could in addition to utilizing telecoms data sources, provide a more robust framework for credit scoring.
Yes, on all points. The credit assessment via telecom is such a great idea. I myself am a user of migo which I started using in 2019 I believe. And I've been following the credit space then especially the digital credit scene. Players who digitize only the access part of the equation, who fail to innovate new truth sources, are only performing cosmetic activities. Sadly (maybe not the right word to use since this isn't a slight on them) they are favoured by the Credit Bureaus as the only genuine data source. Looking forward to innovative ways of searching for that trust from players in (and those wanting to get into) the space. Also, big reader of yours.
Insightful read and thoughtful angles of innovating thinking
Brilliant! I think there is also a case to be made for convergence of physical (visible) and invisible infrastructure to drive growth which could in addition to utilizing telecoms data sources, provide a more robust framework for credit scoring.
Absolutely and what a wonderful read.
Yes, on all points. The credit assessment via telecom is such a great idea. I myself am a user of migo which I started using in 2019 I believe. And I've been following the credit space then especially the digital credit scene. Players who digitize only the access part of the equation, who fail to innovate new truth sources, are only performing cosmetic activities. Sadly (maybe not the right word to use since this isn't a slight on them) they are favoured by the Credit Bureaus as the only genuine data source. Looking forward to innovative ways of searching for that trust from players in (and those wanting to get into) the space. Also, big reader of yours.